Bring debit back to what it was meant to be.

Flat fee debit—3–5¢ per transaction. No percentages. Instant or same-day settlement. Merchant-owned governance.

For Merchants For Investors How it Works
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Problem

Percentage fees on debit don't make sense

Debit was designed to be inexpensive—yet branded debit often charges percentage fees for low-risk, non-credit transactions.

Solution

Flat, transparent pricing

Every transaction pays the same 3–5¢. No surprises. No percentage tolls.

Settlement

Instant or same-day

Keep cash moving. We route over existing rails today and Real-Time Rails in the future.

Governance

Merchant-first

Designed with and for merchants to keep fees aligned with value.

Who benefits?

Retail
High-volume, low-ticket wins
Grocery
Predictable costs
Gas & C-store
Margin protection
Coffee & QSR
Fast settlement